
Retail credit cards come with special benefits and incentives for their card holders. Stores like Target REDcard gives its shoppers the option of free shipping for orders placed online, not to mention an extra 30 days for returns. Then there are stores like L.L. Bean who offer card holders free monogramming on L.L. Bean products.
Don’t get carried away with new sign ups. Keep in mind that it reflects back on your credit report. Too many in a short amount of time can be negative on your credit report.